According to the monthly bulletin of the Abi, in December 2023 the average rate on mortgages marked an expected, albeit slight, decline, falling from 4,5% to 4,42%. The rates on other financing operations, in particular those intended for businesses, on the other hand recorded a slight growth, going from 5,59% percent in November to 5,69% percent. Also in December, returns on bank deposits increased in favor of customers. Let's see the detail: the rate applied on deposits with a pre-established maturity (i.e. time deposits) rose to 3,9% against 3,82% in November; as regards free deposits, the yield rose to 0,96% while for current accounts it stood at 0,53%.
